Shared Branching
Loan Rates
Vehicle Rates (Autos, Boats & RV’s)
| Platinum Rates - 2019 or Newer | APR* (as low as) |
|---|---|
| 36 months | 4.99% |
| 48 to 60 months | 5.24% |
| 72 months (limited to 2021 & newer) | 5.49% |
| 84 months (limited to 2021 & newer) | 6.49% |
| 2018 - 2016 models | add 1.50% |
| 2015 & older models | add 3.00% |
Variable Rate Mortgages
| Adjustable Rate Mortgage | Term | APR* (as low as) |
|---|---|---|
| 1st Mortgage (to 85% LTV) | 3 year ARM | 6.250% |
| 1st Mortgage (to 85% LTV) | 5 year ARM | 6.500% |
| 1st Mortgage (to 85% LTV) | 7 year ARM | 6.625% |
| ASK US ABOUT OUR FIXED RATE MORTGAGES |
Home Equity Options
| Home Equity Loan 2nd Mortgage | APR* (as low as) |
|---|---|
| 5 year balloon (Up to 80.00% LTV) | 6.49% |
| Home Equity Line of Credit | APR** (as low as) |
| Variable rate - (Changes quarterly to Prime Rate) Up to 80.00% LTV, Rate based on credit score |
Currently 7.50% Max rate 17.50% |
Other Loan Types
| Type | Term | APR* (as low as) |
|---|---|---|
| Share Secured | 36 Months | 4.00% |
| Unsecured Loans | Up to 60 Months | 10.95% |
| Certificate Secured | Single payment note due at certificate maturity | 2.00% over certificate rate |
| Kwik - Cash Line of Credit | N/A | Variable currently at 13.90% |