Mortgages

Whether you are purchasing a new home, refinancing, or building your dream house, we’re here to help! Badger Globe Credit Union offers competitive rates and a variety of home loan options. Applying for a mortgage is easy - simply click on APPLY NOW to get started! If you’re buying for the first time or have questions, we’d love to hear from you. CONTACT US for more information, and be sure to ask us how you can save money over the life of your home loan with bi-weekly payments!

Fixed Rate Mortgages

Plan to stay a while? Unpack a fixed rate mortgage and rest easy knowing that you’re locking in a low rate and a payment that won’t change, even if the world around you does!

With terms up to 30 years, a downpayment as low as 3%, and competitive closing costs, our fixed rate mortgages allow you the flexibility to find that sweet spot that will fit your budget, while providing an unchanging payment or end date.

With this type of mortgage, knowledge is power – owning a home is a journey, and Badger Globe’s fixed rate is the light that will shine a clear path to ownership without any obstacles or setbacks!

Adjustable Rate Mortgages

Looking for the lowest rates around? An Adjustable-Rate Mortgage (ARM) might fit the bill!

Offering shorter terms up to 7 years, an ARM gives you the purchasing power you need at the lowest possible rates, reducing the amount of interest paid and fast-tracking the path to paying off your mortgage.

Interest rates could rise and result in higher payments, but Badger Globe stands ready to help you put a plan in place so you can take advantage of what an ARM can offer!

Construction Loans

Is now the right time to build your new dream home? We’re here to help!

Combining a low interest rate with the time you need to get the job done, a construction loan lets you do it your way, and gives you the flexibility to navigate supply constraints and take advantage of cost-effective solutions.

Once you’re approved for a construction loan, you’ll be given a line of credit and a set length of time to build your house. Pay as the work gets done by drawing from your construction credit line. The interest rate is lower than other financing options, and you only pay interest on the amount you’re using.

When the dust has settled and your new home is ready to go, Badger Globe can help you take a look at converting your construction loan into one of our fixed or adjustable rate mortgages!

Other Mortgage Options

If you’d like to know more about alternative options for home loans, our knowledgable lending team is here for you. CONTACT US today for more information on mortgages for eligible military veterans, first-time homebuyers, and members who have a low down-payment.